Marketplace health plans (sometimes called ACA or “Obamacare” plans) are designed to provide quality, affordable coverage for individuals and families who don’t have insurance through an employer.
All Marketplace plans include:
Coverage for pre-existing conditions (including ongoing prescriptions like diabetes or weight-loss medications).
Essential benefits such as preventive care, hospitalization, and prescriptions.
Access to in-network providers, with some plans allowing you to see specialists without needing a referral (depends on the plan you choose).
Options that may lower your monthly premium through government subsidies, depending on your income.
✨Marketplace coverage is a good fit if you’re between jobs, self-employed, or simply looking for affordable health insurance that protects your health and your wallet.