--- title: Hospital Indemnity, Short-Term & Extended Care Insurance | Estrella Solutions description: Protect against hospital stays and recovery costs. Explore affordable hospital indemnity, short-term, and extended care plans for peace of mind. --- ![Insurance and Business Logo-1](https://www.estrellasolutionsllc.com/hubfs/Insurance%20and%20Business%20Logo-1.png) [Book an Appointment](https://40r6wl.share-na2.hsforms.com/2mRVYBHgaSGCUNeWW7H3yKw) - [Home](https://www.estrellasolutionsllc.com) - [Individual Insurance](https://www.estrellasolutionsllc.com/life-insurance) - [Health Insurance](https://www.estrellasolutionsllc.com/life-insurance) - [Medicare](https://planenroll.com/?purl=Nina-Estrella) - [Marketplace Plans](https://www.estrellasolutionsllc.com/marketplace-plans) - [Private PPO & HMO Plans](https://www.estrellasolutionsllc.com/private-health-insurance) - [Cancer, Stroke & Heart Attack](https://www.estrellasolutionsllc.com/cancer-heart-attack-stroke-insurance) - [Hospital, Extended & Short Term](https://www.estrellasolutionsllc.com/hospital-short-term-extended-care) - [Dental, Vision & Hearing](https://www.estrellasolutionsllc.com/dental-vision-hearing-insurance) - [Life Insurance](https://www.estrellasolutionsllc.com/life-insurance-plans) - [Group Insurance](https://www.estrellasolutionsllc.com/group-insurance-plans) - [Auto & Property](https://www.estrellasolutionsllc.com/auto-property-insurance-coming-soon) - [Business Solutions](https://www.estrellasolutionsllc.com/business-organization-analytics-tax) - [Blog](https://www.estrellasolutionsllc.com/estrella-insurance-solutions-llc-blog) - [FAQs](https://www.estrellasolutionsllc.com/frequently-asked-questions) - [About & Contact Us](https://www.estrellasolutionsllc.com/book-an-appointment) [Book an Appointment](https://40r6wl.share-na2.hsforms.com/2mRVYBHgaSGCUNeWW7H3yKw) Hospital Indemnity Plan Extended Care Plan Short-Term Care Plan ## Hospital Indemnity Insurance Even a short hospital stay can leave you with big bills. Health insurance may cover a portion of your medical costs, but deductibles, co-pays, and non-covered expenses can add up quickly. Hospital indemnity insurance helps fill that gap. **How it works:** - Pays a set cash benefit for each day you’re in the hospital (often anywhere from **$100 to $500 per day**, depending on the plan and coverage selected). - Benefits are paid **directly to you**, not to the hospital, so you can use the money however you need. - Some plans also pay additional benefits for ICU stays, surgeries, or ambulance services. **Why it matters:** - Covers costs your health insurance doesn’t pay - Helps replace lost income if you can’t work while hospitalized - Provides peace of mind that you won’t need to dip into savings for unexpected stays --- Hospital indemnity insurance pays you cash for each day you’re hospitalized, benefits that can help cover expenses not paid by traditional health insurance. With plans starting at just a few dollars a day, it’s an affordable way to protect your savings from unexpected costs. [Get a Custom Quote](https://40r6wl.share-na2.hsforms.com/2mRVYBHgaSGCUNeWW7H3yKw) ![Patient in hospital bed receiving care while a nurse reviews notes, representing hospital indemnity insurance coverage.](https://www.estrellasolutionsllc.com/hubfs/getty-images-TfDe9pL_JtM-unsplash.jpg) ## Extended Care Coverage A major illness or injury often requires more than just a hospital stay. Many people need weeks or months of care afterward, whether in a rehabilitation facility, skilled nursing center, or at home. Extended care insurance helps cover these services when traditional health insurance or Medicare falls short.  The best part? These plans are extremely affordable, often costing just a few dollars a day.  **What it includes:** - Daily or monthly cash benefits that can be used for skilled nursing facilities, rehab centers, or in-home care - Support for help with daily living activities like bathing, dressing, and eating if recovery is prolonged - Coverage periods typically range from **6 months to several years**, depending on the plan **Why it matters:** - Medicare generally covers only limited rehab or skilled nursing, and only if strict requirements are met - Extended care insurance gives you flexibility to choose the recovery support that fits your needs - Reduces the emotional and financial strain on loved ones who might otherwise become caregivers [Get started](https://40r6wl.share-na2.hsforms.com/2mRVYBHgaSGCUNeWW7H3yKw) ![Senior woman with a cane being helped by a doctor, representing extended care insurance for ongoing recovery.](https://www.estrellasolutionsllc.com/hubfs/getty-images-RUqbxv_X2Kw-unsplash.jpg) ## Short-Term Care Coverage Short-term care insurance is designed for people who need recovery help, but only for a limited time. It’s an affordable alternative to long-term care insurance and is often easier to qualify for. **How it works:** - Covers up to **12 months of care** in a nursing facility, rehab center, or at home - Provides a daily cash benefit (for example, $100–$300 per day) to offset care costs - May include coverage for prescription drugs, physical therapy, and assistance with daily living activities **Why it matters:** - Ideal for someone recovering from surgery, a fall, or a short-term illness - Can bridge the gap after a hospital stay until you’re fully recovered - Often more affordable than long-term care insurance and available even if you don’t qualify for extended care These plans are extremely affordable, often costing just a few dollars a day. Contact us for a personalized quote. [Get a Custom Quote](https://40r6wl.share-na2.hsforms.com/2mRVYBHgaSGCUNeWW7H3yKw) ![Older man doing rehabilitation exercises with a therapist, symbolizing short-term recovery care coverage.](https://www.estrellasolutionsllc.com/hubfs/getty-images-O-axX-C4vwo-unsplash.jpg) Individual Services [Medicare Plans](https://www.planenroll.com/?purl=Nina-Estrella) [Under 65 Health Plans](https://www.estrellasolutionsllc.com/marketplace-plans?hsLang=en) [Dental & Vision](https://www.estrellasolutionsllc.com/dental-vision-hearing-insurance?hsLang=en) [Final Expense & Life Insurance](https://www.estrellasolutionsllc.com/life-insurance-plans?hsLang=en) [Cancer, Heart Attack, Stroke Coverage](https://www.estrellasolutionsllc.com/cancer-heart-attack-stroke-insurance?hsLang=en) [Auto Insurance](https://www.estrellasolutionsllc.com/auto-property-insurance-coming-soon?hsLang=en) [Property Insurance](https://www.estrellasolutionsllc.com/auto-property-insurance-coming-soon?hsLang=en) Group & Business Services [Group Health Insurance](https://www.estrellasolutionsllc.com/group-insurance-plans?hsLang=en) [Commercial Auto Plans](https://www.estrellasolutionsllc.com/auto-property-insurance-coming-soon?hsLang=en) [Liability Insurance](https://www.estrellasolutionsllc.com/auto-property-insurance-coming-soon?hsLang=en) [Tax Solutions](https://www.estrellasolutionsllc.com/business-taxes-analytics?hsLang=en) [Business Analytics](https://www.estrellasolutionsllc.com/business-organization-analytics-tax?hsLang=en) [Remote & Mobile Notary Services](https://www.estrellasolutionsllc.com/business-taxes-analytics?hsLang=en) [Contact Us](https://www.estrellasolutionsllc.com/book-an-appointment?hsLang=en) [Visit Our Blog](https://www.estrellasolutionsllc.com/estrella-insurance-solutions-llc-blog?hsLang=en) © 2025 Estrella Solutions LLC. 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